Insurance Accepted for Counseling Services
At Horizon Counseling Services, we believe that access to quality mental health care should be simple and affordable. We work with a variety of insurance providers to help make counseling services more accessible for individuals, couples, teens, and families.
If you’re looking for counseling that accepts insurance in West Bloomfield or Royal Oak, MI, our team is here to help you understand your options and get started.
Insurance Plans We Accept
We currently accept a wide range of insurance plans, including:
- Aetna
- Blue Cross Blue Shield (BCBS)
- Blue Care Network (BCN)
- Cigna
- Cofinity
- HAP
- Health Plus
- Magellan
- Medicare
- Meridian
- Priority Health
- United Healthcare
- VA Community Care Network
If you do not see your insurance provider listed, we encourage you to contact our office. We may still be able to work with your plan or provide guidance on out-of-network options.
Using Insurance for Counseling
Using your insurance for counseling services can help reduce out-of-pocket costs, but coverage varies depending on your specific plan.
Before your first appointment, we recommend checking with your insurance provider to understand:
- Your mental health benefits
- Copay or coinsurance amounts
- Deductible requirements
- Whether a referral is needed
- Any session limits or coverage restrictions
Our team is also available to help answer questions and guide you through the process so you feel confident moving forward.
Counseling Services Covered by Insurance
Many insurance plans cover a variety of counseling services, including:
- Individual Counseling
- Couples Counseling
- Family Therapy
- Teen & Adolescent Counseling
- Anxiety and Stress Management
- Depression Counseling
- Trauma and PTSD Therapy
Coverage may vary by provider and plan, but our team can help you determine what services are available to you.
Affordable Counseling Options
We understand that navigating insurance can sometimes feel overwhelming. Our goal is to make the process as simple as possible while helping you access the care you need.
Whether you plan to use insurance or explore private pay options, we are here to support you in finding a solution that works for your situation.
Serving West Bloomfield, Royal Oak, and Surrounding Areas
Horizon Counseling Services provides counseling services in West Bloomfield and Royal Oak, MI, and works with clients throughout the surrounding communities.
If you’re searching for a therapist that accepts insurance near you, our practice offers a convenient and accessible option for ongoing care.
Understanding Your Rights and Costs
If you are not using insurance, you have the right to receive a Good Faith Estimate (GFE) of expected charges under federal law. This estimate helps you understand the cost of services before you begin counseling.
For more detailed information about your rights under the No Surprises Act, please visit our Good Faith Estimate page or contact our office with any questions. Our team is happy to help you understand your options.
Get Started with Insurance-Based Counseling
If you’re ready to begin counseling and want to use your insurance, our team is here to help you get started.
Contact Horizon Counseling Services today to verify your insurance benefits, ask questions, or schedule your first appointment. We’re here to make the process simple so you can focus on your mental health and well-being.
Frequently Asked Questions About Insurance and Counseling
Do you accept my insurance?
We accept many major insurance providers, including Aetna, Blue Cross Blue Shield, Cigna, United Healthcare, and more. Contact our office to verify your specific plan.
How much does counseling cost with insurance?
The cost depends on your individual plan, including your copay, deductible, and coverage. We recommend contacting your insurance provider for details.
Can you verify my insurance benefits?
Yes, our team can help verify your insurance and explain your coverage before your first appointment.
What if I don’t have insurance?
If you do not have insurance, we offer private pay options and can discuss available rates and options with you.
Do all services get covered by insurance?
Coverage varies by plan, but many insurance providers cover individual, couples, and family counseling services.
Do I need a referral to start counseling?
Some insurance plans require a referral, while others do not. We can help you determine what your plan requires.
